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How to make a budget for 2021 — essential tips for saving money

Source: - Jan 30, 2021

The new year marks an ideal time to build and review your budget — a record of how much money you bring in and where you spend it. Most people have a firm sense of how much money they earn, based on their salary and paycheck from a full-time employer or from a pattern of self-employment. However, tracking where your money goes is trickier.

Many adults avoid a cold-hard-light-of-day reckoning with what they’re spending because it’s hard to un-see what a budget reveals. Most budget reviews show where you waste money, ways your lifestyle exceeds your earnings, and ways you could reduce or sacrifice some expenses to better live within your means or save more.

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Category: General Business