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4 Budgeting Alternatives to Meet Your Financial Goals

Source: moneycrashers.com - Jun 28, 2019

If you’ve ever searched for advice on how to meet your financial goals, there’s one tip you’ve probably heard over and over: You need to make a budget. No matter what you’re trying to do — get out of debt, buy a house, save for retirement — financial experts all seem to say you can’t do it without first creating a strict plan to control your spending. Without a budget, they imply, your money will simply slip between your fingers, and you’ll never get anywhere.

So you try. You save all your receipts and spend hours tallying up your expenses, sorting them into categories, and crunching numbers to figure out how much you need to set aside each month for recurring bills. You enter it all in a database and carefully tweak the numbers until you’ve got everything planned down to the penny.

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Category: General Business